Privacy & Security

What We Store

If you create an account:

• Your retirement plan inputs (ages, account balances, spending goals, income sources)
• Your email address

For all users (with or without account):

• Anonymous usage analytics via Google Analytics (page views, button clicks — no personal data)

We NEVER ask for:

• Your name
• Your actual account login credentials (bank passwords, etc.)
• Social Security numbers
• Detailed transaction history

Where It's Stored

• Database: Supabase (PostgreSQL) — SOC 2 Type II, GDPR, ISO 27001 certified
• Infrastructure: AWS data centers with 99.9% uptime
• Location: United States

How It's Protected

• Encryption in transit: TLS 1.2+ (HTTPS) for all connections
• Encryption at rest: AES-256 for all database data
• Access control: Row Level Security — you can only access your own data
• Authentication: Email/password (bcrypt hashing) or Google OAuth 2.0
• No third-party access: We never sell or share your data with advertisers or data brokers

How It's Used

• To save your retirement plan so you can access it later
• To run Monte Carlo simulations and generate withdrawal strategies
• To improve the product (anonymous analytics only)

Your Rights

• View your data: All inputs are visible in the calculator
• Export your data: Download as CSV from any results page
• No account required: Use the calculator anonymously without saving